Terms and Conditions
Effective: August 6, 2026
About the seller
Sanko Film LTD, operating the Sanko Business Library brand, is the seller of the digital resources described on this website.
Digital products
Products are downloadable files. No physical item will be shipped.
Orders and payment
Online payment is not currently active. When a payment provider is enabled, the applicable provider and checkout terms will be shown before purchase. A future Creem integration may identify Creem as Merchant of Record, but Creem is not currently active.
Prices and taxes
Prices are displayed in USD. Applicable taxes and payment details will be shown by the active payment provider before an online order is completed.
Digital delivery
Delivery is governed by our Digital Delivery Policy.
Product license
Use is governed by our License Terms.
Acceptable use
You must not misuse the website, interfere with its operation, or use purchased files in a prohibited or unlawful way.
Refunds
Refund eligibility is described in our Refund Policy.
Intellectual property
Website content and products are owned by or licensed to Sanko Film LTD and protected by applicable intellectual property rules.
Accuracy of product descriptions
We aim to describe formats, included files, and intended uses accurately. Contact support if a material discrepancy is found.
Customer responsibilities
Customers must provide accurate contact information, use compatible software, and keep delivered files and links secure.
Limitation of liability
Resources provide general operational assistance and do not constitute legal, tax, financial, or professional advice. Liability is limited only to the extent permitted by applicable law.
Support
Support is available by email at support@sankobusinesslibrary.com.
Changes to these terms
These terms may be updated for future orders when products, law, or payment arrangements change.
Governing principles
These terms are interpreted fairly and consistently with mandatory consumer rights and applicable law.
Contact
Sanko Film LTD, operating Sanko Business Library: support@sankobusinesslibrary.com.